What we will not claim
We don't take insurance. Here is what that means for you.
AI-generated illustration. Not a real office.
New York requires a health professional to say which plans it participates in, and to tell an out-of-network patient what it will charge. This practice participates in none, so it says so on every page that mentions a fee, and never promises a reimbursement it doesn't control.
What you will see advertised
“We accept all major insurance plans — your therapy sessions are covered!”
Quoted in order to be refused: this practice never says it, and the rest of this page says why.
Why a practice says it, and why it misleads
Whether insurance applies is among the first questions people ask, and a yes ends the search. A site that says it takes every plan, and that your sessions are paid for, answers the question before it is asked.
It misleads because "we take insurance" can mean several different things: the practice has joined a plan's network and bills it directly, or it will hand you a receipt to send in yourself, or only that it will not turn you away. And whether a plan pays anything toward a given session depends on the plan, on what is left of the deductible, and on what the plan allows. Those are the plan's decisions, not the practice's, so a promise about them is a promise about somebody else's choices.
The honest version says which of those it is, says what the practice can do (give you the statement you need) and what it cannot (decide what you are paid back), and points you to the one place that can answer: your plan.
What the law says
As it read in October 2026.
A health care professional discloses the health plans in which it participates and, to an out-of-network patient, that the amount it will bill is available on request (Public Health Law § 24).
False advertising in the conduct of any business is unlawful in New York (GBL § 350).
- N.Y. Public Health Law § 24 (opens the source in a new tab) A health care professional discloses the health plans in which it participates and, to an out-of-network patient, that the amount it will bill is available on request.
- N.Y. General Business Law § 350 (opens the source in a new tab) False advertising in the conduct of any business is unlawful in New York.
What this practice does
We don't participate in any health insurance networks. If your plan has out-of-network mental health benefits, we can give you a monthly statement (a "superbill") to send in. Whether and how much your plan reimburses is between you and your plan; ask them before you start.
If you're using out-of-network benefits, the amount we'll charge is available on request before your first session, and we'll give it to you in writing (Public Health Law § 24).
Your right to an estimate. You have the right to receive a "Good Faith Estimate" of what your care will cost if you don't have insurance or aren't using it. Ask us for one when you schedule, or any time before your session. If your bill is $400 or more above your estimate, you can dispute it. Learn more at cms.gov/nosurprises.
Keep reading
The other things this site will not claim
Book a free call
Book a free fifteen-minute call, or go straight to a first session if you know what you want. Nothing is paid online, and nothing on the form asks why you're coming.